| |
|
|
 |
|
|
 |
|
|
|
|
| |
 |
|
If you have any
questions, we’re eager to help you. Please call
our office representatives:
Click Here |
|
|
| |
|
|
|
|
|
| |
|
|
|
Hablamos Espaņol
|
We are your Silver purchase
and Loan
Pawn Shop. You can Sell any kind
Silver items. Cash - 5 minutes. No Credit
Check.
Some of the more common silver items that we buy
include:
-
Silver Jewelry (rings, chains,
bracelets, earrings, necklaces, etc.)
-
Sterling Silver Flatware & Serving Sets
-
Silver Bars
-
Silver Coins
The biggest
difference is that sterling is usually
alloyed (mixed) with another metal, such
as nickel or zinc to harden the silver for
everyday use. Most sterling silver is
92.5% pure silver, while pure silver is
99.9% or 99.5% pure.
All
companies pay based on the silver purity
and weight of the silver item. A common
hallmark you will find on sterling silver
jewelry is '925'.
|
|
|
Locations  |
| *Each store operate independently |
Lynwood
10525 Long Beach Blvd
Lynwood, CA 90262
Tel. 323-564-1500 |
Compton
15019 S. Atlantic Ave
Compton, CA 900221
Tel. 310-637-4020 |
|
Common Types of Silver
Sterling Silver – This is probably the most well known type of silver
since it is used to produce most jewelry,
flatware, and decorative pieces. It is an
alloy that contains 92.5% silver and 7.5%
copper which is added to give the silver
more strength and durability. Sterling
silver items are typically stamped with
“Sterling”, “925” or some other
distinctive hallmark.
Fine Silver
– Containing 99.9% silver, fine silver is
too soft for producing functional items so
it is most commonly used to make bullion
bars or coins for manufacturing of
commodities trading.
Coin Silver in the United States, coin silver is typically 90% silver and 10% copper (according to FTC guidelines). It gets its name from a time when people made it by melting down silver coins which were generally of the 90% silver standard. Of course, since this same process was used all over the world and there was a significant variance in the silver content of coins, the percentage of silver can be harder to determine in older items. Most coin silver items are marked by either "900" or "800," depending on fineness.
|
|
| | |
|
|
|
How long do I have until my loan is due?
A loan consists of a total of 4 months plus an additional 10 days grace period. Do I need identification in order to get a loan or sell an item? Yes, a valid government-issued I.D., passport or consular I.D. are required in other to obtain a loan or sell an item. What's the percentage I will get for my item? There's no exact percentage, however, the majority of loans will consist in around 35% of the resell value. Disclosure of Loan Interest Fees and rates:
A. provide a minimum and maximum period for repayment annual Percentage Rate (APR), which generally includes the interest rate plus fees and other costs for a year based on California Law. B. Representative example of the total cost of the loan, including all applicable fees C. This loan has 180 to-be-paid loans from the date the loan is issued All loan interests $2,500 and under are regulated by the California State. California State Interest The following is the California law on basic interest charges for pawnshops as of January 1, 2002. The actual law can be found in California Financial Code Section 21200.5. The description of the law below has been rewritten in laymen's terms. A 2.5% interest charge per month on the principal (loan amount) of the loan, including, but not more than $225. A 2% interest charge per month on a principle loan amount of more than $225, including, but not more than $900. A 1.5% interest charge per month on a principal loan amount in excess of $900, including, but not more than $1,650. A 1% interest charge per month on a principal loan amount from $1,650 to $2,499. Loans $2,500 & Over Interest is Negotiable for all loans starting from $2,500-$30,000, we have special programs for high-valued loans and our interest rate is lower then other financial lenders. Loans or Buys $2,500 and over must be called in prior to coming due to security restrictions. APR Details An example of a loan with an amount financed of $525 would incur in a 33.14% APR and the total amount due at the end of 4 months in order to redeem your item will be $599.75.
|
| |
